‘High-Risk’ Merchant Processing
The team at MMJPay have been leaders in high-risk processing for years. We are experts in finding merchant accounts for hard-to-place merchant types. Not only do we have the expertise, experience, and the merchant bank relationships to place your busines, but we also take pride in way that we work with and service our merchants. We take a consultative approach with every client in helping them solve their business needs and finding the right merchant solution at the lowest possible cost.
We understand the issues confronting merchants in high-risk business categories and the importance of not just finding a merchant account, but also helping merchants find stable processing for the long-term with built in redundancy and the ability to manage risk.
MMJPay – We turn high-risk into low stress
With MMJPay’s vast experience in high risk processing, including the CBD, Hemp, and Cannabis space, finding a merchant account for most businesses is like a walk in the park.
We do this all day, everyday to minimize the stress and frustration for our clients.
We provide the following services to our clients and customers:
High-Risk Merchant Account Solutions
Whether your ecommerce store is selling CBD or Hemp Produts, Adult Content, Multi-level Marketing, or Subscription programs, MMJPay will find a merchant account to custom-fit the needs of your business with an integrated gateway to provide reliable and scalable credit card processing.
Integrated Payment Gateway Services
Proven Merchant Bank Relationships developed over a long-time
Multiple Payment Solutions to meet a wide array of business needs
Fraud & Risk Management Solutions
VIP Service & Support
We understand high-risk
It is important to understand if your business is categorized as a high-risk.
If merchant service providers like Paypal, Square, or Stripe don’t want to work with your business, it is not the end of the world. This is where the MMJPay experience comes in.
Your business may be categorized as high risk if it meets any 1 or more of the following conditions:
The merchant is selling products online.
The merchant is operating a business that may present reputational risk to the bank.
The merchant is involved in a business that is highly regulated, such as Marijuana, CBD & Hemp products, short-term lending, or firearms.
The merchant is selling products or services with a subscription or continuity model.
There is a long time lag between the payment of the product or service and the delivery of that product or service, such as Airlines, Travel, or Conferences.
If the merchant conducts business in an industry that may be associated with higher fraud levels.
The merchant may have a weaker financial / credit history.
This list below gives you an idea of many of the merchant types and categories that we have successfully served over the years.
• Auction and Auction Houses
• Charities with Outbound Calling
• Bitcoin (case by case basis only)
• CBD and Hemp Based Products / Oil
• Credit Repair and Restoration
• Cyber Lockers (case by case basis only)
• Debt Services
• Digital Downloads (music file with licensing)
• Dietary Supplements
• Discount Vouchers
• Document Services
• Equipment (heavy machinery etc.)
• E-Cigarettes / Vape
• Educational Seminars
• Employment Agencies
• Future Delivery Beyond 90 Days
• Game Credits
• Gift Cards
• Golf Clubs and Related Accessories
• Hookah establishments
• Hotel Accommodations
• Import / Export
• Insurance Carriers
• Interest Rate Reduction Programs
• Internet Marketing
• Student Loan Consolidations
• Multi-Level Marketing
• Outbound Telemarketing
• Payday Loans and Services
• Pre-Paid Cards
• Search Engine Optimization
• Smoking Accessories
• Tax Relief
• Tech Support
• Ticket Agencies
• Travel, Tour and Cruise