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Cashless ATM

At MMJPay, our Cashless ATM (also known as Point-of-Banking) makes it possible for the consumer to pay using a debit card in the dispensary in a seamless and efficient manner. Our technology and services platform not only provides an effortless payment experience to the consumer, but also enables the merchant dispensary to collect the payment electronically and have the funds deposited directly to their business bank account.

Essentially, the sale is processed through the ATM processing network, unlike traditional credit card or debit card processing. It is this feature that has made the Cashless ATM the most reliable and stable electronic payment solution in the industry for years.

Not only is the Cashless ATM the most stable electronic payment solution in the market for merchant dispensaries today, but it is also the most cost effective. Since the customers pay the standard ATM fee, just as they would with a physical ATM, there is no cost to you.

Cashless ATM

How does the Cashless ATM work?

The Cashless ATM utilizes a standard payments terminal to accept the debit card payment.

Here is how the process works:

Click on the following link for a video demonstration:

The MMJPay Cashless ATM Difference

How does a merchant know what provider to select for their cashless ATM?
When evaluating a provider, here are some of the features that set us apart from the competition:

Daily Settlement

How quickly are you getting your settlements?  Is it 3 – 5 days?  We settle funds in 24 to 48 hours for transactions taken all the way through 12 midnight PST.


What terminal are you using?  If you are not using the Nexgo N5 terminal, then you are not using the best terminal in the POB industry. This is a feature-rich terminal with a large easy-to-use touchscreen.

Merchant Reporting

Our merchant reporting portal is second to none with easy access to real-time reporting on all transactions and other functions necessary to manage the cashless ATM, such as tracking clerk sales, daily transactions, and tips.


Some providers may or may not provide 4G terminals that enable the drivers to take payments at point of delivery. Certainly, the 4G version of our terminal enables this functionality.


Our solution is 100% transparent with the ATM processor and Banking partners.  Not all solutions out there are. Transparency is the #1 factor for the success, viability, and stability of any Cashless ATM Solution.

NO Contract & NO Early Termination Fees

We believe that merchants should be able to control their own destiny. Unlike other providers, we do not force any merchant into a contract, nor offer a free terminal just to get them to sign a contract. We will keep our merchants happy by providing the best solution and the highest level of service.


We bend over backwards to provide the best service and support to our merchant customers. We offer a variety of methods to get the support they need, when they need it.

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